The Chart of Accounts (COA) is like your financial organization toolkit, listing out all the various types of income, expenses, assets, liabilities, and equity transactions you have in your business, so that your financial reports give you the right level of insight into your business performance.
With Azibo, you get a chart of accounts set up out of the box for rental property owners. Azibo partnered with leading real estate CPAs to ensure that this chart of accounts is comprehensive and well structured for rental property owners.
Here's the full rundown of Azibo’s Chart of Accounts. To take advantage of Azibo Accounting’s chart of accounts, simply link your bank accounts, or manually add expenses, categorize them, and watch them properly flow into all your financial reports.
| Account | Sub-Account | Category | Sub-Category | Schedule E Reporting Label |
| Income | Income | Other Income | Gain (Loss) on Sale/Disposition | Gain (Loss) on Sale/Disposition |
| Income | Income | Other Income | Insurance Proceeds | Insurance Proceeds |
| Income | Income | Other Income | Misc. Interest | Misc. Interest |
| Income | Income | Other Income | Other Income | Other Income |
| Income | Income | Other Income | Property Management Income | Property Management Income |
| Income | Income | Other Income | Royalties | Royalties |
| Income | Income | Rental Income | Application Fees | Application Fees |
| Income | Income | Rental Income | Cash Back | Cash Back |
| Income | Income | Rental Income | Cleaning & Other Upsells | Cleaning & Other Upsells |
| Income | Income | Rental Income | Late Fees | Late Fees |
| Income | Income | Rental Income | Laundry | Laundry |
| Income | Income | Rental Income | Other Rental Income | Other Rental Income |
| Income | Income | Rental Income | Parking | Parking |
| Income | Income | Rental Income | Pet Fees | Pet Fees |
| Income | Income | Rental Income | Rental Concessions and Discounts | Rental Concessions and Discounts |
| Income | Income | Rental Income | Rents | Rents |
| Income | Income | Rental Income | Section 8 Rents | Section 8 Rents |
| Expenses | Non-Operating Expenses | Credit Cards | Credit Card Interest | Credit Card Interest |
| Expenses | Non-Operating Expenses | Depreciation & Amortization | Amortization | Amortization |
| Expenses | Non-Operating Expenses | Depreciation & Amortization | Depreciation | Depreciation |
| Expenses | Non-Operating Expenses | Mortgages & Loans | Mortgage Interest | Mortgage Interest |
| Expenses | Non-Operating Expenses | Mortgages & Loans | Other Loan Interest | Other Loan Interest |
| Expenses | Non-Operating Expenses | Mortgages & Loans | Owner Loan Interest (borrowed from owner) | Owner Loans Interest |
| Expenses | Non-Operating Expenses | Uncategorized | Accountant Review | Accountant Review |
| Expenses | Non-Operating Expenses | Uncategorized | No Category | Uncategorized |
| Expenses | Operating Expenses | Admin and Other Expenses | Admin Overhead | Admin Overhead |
| Expenses | Operating Expenses | Admin and Other Expenses | Advertising | Advertising |
| Expenses | Operating Expenses | Admin and Other Expenses | Background & Credit Checks | Background & Credit Checks |
| Expenses | Operating Expenses | Admin and Other Expenses | Bank Fees | Bank Fees |
| Expenses | Operating Expenses | Admin and Other Expenses | Business Development & Training | Business Development & Training |
| Expenses | Operating Expenses | Admin and Other Expenses | Entertainment | Entertainment |
| Expenses | Operating Expenses | Admin and Other Expenses | Fines | Fines |
| Expenses | Operating Expenses | Admin and Other Expenses | HOA Dues | HOA Dues |
| Expenses | Operating Expenses | Admin and Other Expenses | Licenses | Licenses |
| Expenses | Operating Expenses | Admin and Other Expenses | Meals | Meals |
| Expenses | Operating Expenses | Admin and Other Expenses | Office Supplies | Office Supplies |
| Expenses | Operating Expenses | Admin and Other Expenses | Other Admin Expenses | Other Admin Expenses |
| Expenses | Operating Expenses | Admin and Other Expenses | Postage | Postage |
| Expenses | Operating Expenses | Admin and Other Expenses | Property Selling Cost | Property Selling Cost |
| Expenses | Operating Expenses | Admin and Other Expenses | Software | Software |
| Expenses | Operating Expenses | Admin and Other Expenses | Travel | Travel |
| Expenses | Operating Expenses | Auto Expenses | Auto Insurance | Auto Insurance |
| Expenses | Operating Expenses | Auto Expenses | Auto Lease | Auto Lease |
| Expenses | Operating Expenses | Auto Expenses | Auto Loan Interest | Auto Loan Interest |
| Expenses | Operating Expenses | Auto Expenses | Auto Maintenance | Auto Maintenance |
| Expenses | Operating Expenses | Auto Expenses | Auto Repairs | Auto Repairs |
| Expenses | Operating Expenses | Auto Expenses | DMV | DMV |
| Expenses | Operating Expenses | Auto Expenses | Gas and Oil Change | Gas and Oil Change |
| Expenses | Operating Expenses | Auto Expenses | Other Auto Expenses | Other Auto Expenses |
| Expenses | Operating Expenses | Auto Expenses | Parking and Tolls | Parking and Tolls |
| Expenses | Operating Expenses | Auto Expenses | Reimbursed Mileage Expenses | Reimbursed Mileage Expenses |
| Expenses | Operating Expenses | Insurance Expenses | Earthquake Insurance | Earthquake Insurance |
| Expenses | Operating Expenses | Insurance Expenses | Flood Insurance | Flood Insurance |
| Expenses | Operating Expenses | Insurance Expenses | Hurricane Insurance | Hurricane Insurance |
| Expenses | Operating Expenses | Insurance Expenses | Liability Insurance | Liability Insurance |
| Expenses | Operating Expenses | Insurance Expenses | Other Insurance | Other Insurance |
| Expenses | Operating Expenses | Insurance Expenses | Private Mortgage Insurance (PMI) | Private Mortgage Insurance (PMI) |
| Expenses | Operating Expenses | Insurance Expenses | Rental Condo Insurance | Rental Condo Insurance |
| Expenses | Operating Expenses | Insurance Expenses | Rental Dwelling Insurance | Rental Dwelling Insurance |
| Expenses | Operating Expenses | Insurance Expenses | Umbrella Insurance | Umbrella Insurance |
| Expenses | Operating Expenses | Management Fees Expenses | Booking & Platform Fees | Booking & Platform Fees |
| Expenses | Operating Expenses | Management Fees Expenses | Fund Management Fees | Fund Management Fees |
| Expenses | Operating Expenses | Management Fees Expenses | Leasing Commissions | Leasing Commissions |
| Expenses | Operating Expenses | Management Fees Expenses | Other Management Fees | Other Management Fees |
| Expenses | Operating Expenses | Management Fees Expenses | Property Management Fees | Property Management Fees |
| Expenses | Operating Expenses | Management Fees Expenses | Service Calls | Service Calls |
| Expenses | Operating Expenses | Professional Services Expenses | Accounting | Accounting |
| Expenses | Operating Expenses | Professional Services Expenses | Appraisals (not related to property purchase) | Appraisals (not related to property purchase) |
| Expenses | Operating Expenses | Professional Services Expenses | Cost Segregation | Cost Segregation |
| Expenses | Operating Expenses | Professional Services Expenses | Court Fees | Court Fees |
| Expenses | Operating Expenses | Professional Services Expenses | Eviction | Eviction |
| Expenses | Operating Expenses | Professional Services Expenses | Inspections | Inspections |
| Expenses | Operating Expenses | Professional Services Expenses | Legal | Legal |
| Expenses | Operating Expenses | Professional Services Expenses | Other Professional Services | Other Professional Services |
| Expenses | Operating Expenses | Professional Services Expenses | Surveys | Surveys |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Appliance Repairs | Appliance Repairs |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Cleaning & Maintenance | Cleaning & Maintenance |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Door & Window Repairs | Door & Window Repairs |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Electrical Repairs | Electrical Repairs |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | HVAC Repairs | HVAC Repairs |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Labor | Labor |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Landscaping & Gardening | Landscaping & Gardening |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Materials | Materials |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Other Repairs & Maintenance | Other Repairs & Maintenance |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Painting | Painting |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Permits & Inspections for Repair & Maintenance | Permits & Inspections for Repair & Maintenance |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Pest | Pest |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Plumbing Repairs | Plumbing Repairs |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Roof Repairs | Roof Repairs |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Security Locks & Keys | Security Locks & Keys |
| Expenses | Operating Expenses | Repairs & Maintenance Expenses | Supplies & Consumables | Supplies & Consumables |
| Expenses | Operating Expenses | Taxes Paid (Refunded) | City State & Local Taxes | City State & Local Taxes |
| Expenses | Operating Expenses | Taxes Paid (Refunded) | Other Taxes | Other Taxes |
| Expenses | Operating Expenses | Taxes Paid (Refunded) | Penalties | Penalties |
| Expenses | Operating Expenses | Taxes Paid (Refunded) | Property Taxes | Property Taxes |
| Expenses | Operating Expenses | Taxes Paid (Refunded) | Special Assessments | Special Assessments |
| Expenses | Operating Expenses | Taxes Paid (Refunded) | Tax Licenses & Registrations | Tax Licenses & Registrations |
| Expenses | Operating Expenses | Utilities Expenses | All Utilities | All Utilities |
| Expenses | Operating Expenses | Utilities Expenses | Garbage & Recycling | Garbage & Recycling |
| Expenses | Operating Expenses | Utilities Expenses | Gas & Electric | Gas & Electric |
| Expenses | Operating Expenses | Utilities Expenses | Other Utilities | Other Utilities |
| Expenses | Operating Expenses | Utilities Expenses | Telephone Cable & Internet | Telephone Cable & Internet |
| Expenses | Operating Expenses | Utilities Expenses | Water & Sewer | Water & Sewer |
| Assets | Current Assets | Bank Accounts | Bank - Checking | Bank - Checking |
| Assets | Current Assets | Bank Accounts | Bank - Savings | Bank - Savings |
| Assets | Current Assets | Mortgages & Loans | Escrow | Escrow |
| Assets | Current Assets | Other Current Assets | Earnest Money Deposits Paid | Earnest Money Deposits Paid |
| Assets | Current Assets | Other Current Assets | Other Current Assets | Other Current Assets |
| Assets | Fixed Assets | Capital Expenditures | Appliances | Appliances |
| Assets | Fixed Assets | Capital Expenditures | Bathroom | Bathroom |
| Assets | Fixed Assets | Capital Expenditures | Doors & Windows | Doors & Windows |
| Assets | Fixed Assets | Capital Expenditures | Flooring & Carpet | Flooring & Carpet |
| Assets | Fixed Assets | Capital Expenditures | Furniture & Equipment | Furniture & Equipment |
| Assets | Fixed Assets | Capital Expenditures | HVAC | HVAC |
| Assets | Fixed Assets | Capital Expenditures | Kitchen | Kitchen |
| Assets | Fixed Assets | Capital Expenditures | Landscaping | Landscaping |
| Assets | Fixed Assets | Capital Expenditures | Other Capital Expenditures | Other Capital Expenditures |
| Assets | Fixed Assets | Capital Expenditures | Other Improvements | Other Improvements |
| Assets | Fixed Assets | Capital Expenditures | Plumbing & Electrical | Plumbing & Electrical |
| Assets | Fixed Assets | Capital Expenditures | Remodeling | Remodeling |
| Assets | Fixed Assets | Capital Expenditures | Roof | Roof |
| Assets | Fixed Assets | Depreciation & Amortization | Accumulated Amortization | Accumulated Amortization |
| Assets | Fixed Assets | Depreciation & Amortization | Accumulated Depreciation | Accumulated Depreciation |
| Assets | Fixed Assets | Mortgages & Loans | Loan / Refi Closing Costs | Loan / Refi Closing Costs |
| Assets | Fixed Assets | Property Purchase | Buildings | Buildings |
| Assets | Fixed Assets | Property Purchase | Land | Land |
| Assets | Fixed Assets | Property Purchase | Non-loan Closing Costs | Non-loan Closing Costs |
| Assets | Other Assets | Other Assets | CIP (Construction in Progress) | CIP (Construction in Progress) |
| Assets | Other Assets | Other Assets | Investments | Investments |
| Assets | Other Assets | Other Assets | Other Noncurrent Assets | Other Noncurrent Assets |
| Assets | Other Assets | Other Assets | Owner Loan (lent to owners) | Owner Loan (lent to owners) |
| Liabilities | Current Liabilities | Credit Cards | Credit Card Payment | Credit Card Payments (unallocated) |
| Liabilities | Current Liabilities | Credit Cards | Credit Card Principal | Credit Card Balances |
| Liabilities | Current Liabilities | Deposits Received (Returned) | Earnest Money Deposits Received | Earnest Money Deposits Received |
| Liabilities | Current Liabilities | Deposits Received (Returned) | Other Deposits | Other Deposits |
| Liabilities | Current Liabilities | Deposits Received (Returned) | Pet Deposits | Pet Deposits |
| Liabilities | Current Liabilities | Deposits Received (Returned) | Security Deposits | Security Deposits |
| Liabilities | Current Liabilities | Deposits Received (Returned) | Utilities Deposits | Utilities Deposits |
| Liabilities | Current Liabilities | Other Current Liabilities | Other Current Liabilities | Other Current Liabilities |
| Liabilities | Current Liabilities | Rental Income | Prepaid Rents | Prepaid Rents |
| Liabilities | Long Term Liabilities | Mortgages & Loans | Mortgage Payment | Mortgage Payments (unallocated) |
| Liabilities | Long Term Liabilities | Mortgages & Loans | Mortgage Principal | Mortgage Balances |
| Liabilities | Long Term Liabilities | Mortgages & Loans | Other Loan Payment | Other Loan Payments (unallocated) |
| Liabilities | Long Term Liabilities | Mortgages & Loans | Other Loan Principal | Other Loan Balances |
| Liabilities | Long Term Liabilities | Mortgages & Loans | Owner Loan Payment (borrowed from owner) | Owner Loan Payments (unallocated) |
| Liabilities | Long Term Liabilities | Mortgages & Loans | Owner Loan Principal (borrowed from owner) | Owner Loans Principal |
| Liabilities | Long Term Liabilities | Other Long Term Liabilities | Other Long Term Liabilities | Other Long Term Liabilities |
| Equity | Owner's Equity | Owner's Equity | Other Transfers | Other Transfers |
| Equity | Owner's Equity | Owner's Equity | Owner's Equity | Owner's Equity |
| Equity | Owner's Equity | Owner's Equity | Owners Contributions | Owners Contributions |
| Equity | Owner's Equity | Owner's Equity | Owners Distributions | Owners Distributions |
| Equity | Owner's Equity | Initial Balance Plug | ||
| Equity | Owner's Equity | Net Income | ||
| Equity | Owner's Equity | Retained Earnings |