With Azibo, renters can make payments with a debit or credit card, or by sending ACH (bank transfer) payments directly from a bank account. It is free for renters to pay by bank transfer. Renters pay a 2.99% fee for card payments. The payments are processed in 2 days and post directly into the account you select them to go to. It is 100% free for landlords to receive bank transfers and card payments.